Bringing Community Finance
into the Digital Age
From local savings circles to group holidays, the UK has always been better at managing money together than our banking system allows. We're here to fix that.
In the UK, we've always been better at managing money together than our banking system suggests. From local "Chamas" and "Pardner" circles within diaspora communities to the "Holiday Pots" and "Dinner Kitties" of city life, social saving is in our DNA.
Yet, for decades, we've been forced to use tools that aren't fit for purpose. Traditional joint accounts link our credit scores and limit our circles to just two people. Spreadsheet tracking is a manual headache, and "chasing for a tenner" remains the most awkward conversation in British friendship.
"We aren't just building a wallet. We are building a foundation for collective ambition."
Kintro was born to bridge that gap. We believe that pooling resources shouldn't be a legal or administrative burden. By leveraging Open Banking and Secure Multi-Sig technology, we've built a space where groups can save with the transparency of a public ledger and the security of a private bank.
Whether you're saving for your first home, a community project, or a milestone trip, we make sure the money is the easiest part of the journey.
What We Stand For
Security First
Your money is held in ring-fenced accounts with Tier-1 UK banks. FCA-regulated safeguarding means your funds are protected even if we stopped trading.
Trust by Design
Multi-Sig approvals mean no single person controls the pot. The group decides together. No runaway treasurers, no nasty surprises.
Total Transparency
Every member sees the balance in real-time. Every transaction has an audit trail. Zero "black boxes" — just honest numbers.
Credit Safe
Unlike joint accounts, our platform never creates a "Financial Association" on your credit report. Your credit file stays yours alone.
Built on Trust, Backed by Regulation
Ready to Fill the Pot?
Start your group goal today and get your first 5 members joined for free.
Create Your First Pot